How Affirm Works

A payment plan with Affirm allows you to make monthly installments over time. Pick from a few different options based on your needs and credit.

At time of checkout, U.S. residents will be given the opportunity to apply online. Affirm then performs a soft credit check and decides whether or not you qualify. They will determine if you owe a down payment and if the payments will be split into 3, 6, or 12 month increments, at an APR of 10-30%. More info on how Affirm financing works can be found here.

If you don't qualify for financing, you will have to select another form of payment to complete your order.

If you were approved for financing and have questions about your existing loan, please contact help@affirm.com

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